However, you can buy add-ons to your policy that’ll allow you to drive for more days or provide comprehensive cover.īusiness use – if you have a car or van that’s only used for work, rather than travelling to work from home, business use insurance could be right for you. This might be to move home or go on a driving holiday.ĭriving abroad –comprehensive car insurance policies tend to allow you to drive up to 90 days in the EU, with third party cover. Short term cover – also known as temporary car insurance, this is an option for people who don’t keep a car on the road all year round or who perhaps own one, but need a car for anywhere from a few hours to a few months. This means that aside from simply being able to buy comprehensive or a third-party policy you can look for policies that are designed for a particular type of policyholder. Car insurance add-ons and their costs vary between insurers and policies, so it’s worth shopping around and reading the policy wording.Ĭar insurance has evolved over the years to take into account different driver requirements. Personal accident cover: Personal accident cover pays out if you’re injured or die due to a car accident.Ĭar insurance add-ons, are they worth it? It’s for you to decide. Legal expenses: Motor legal protection helps you claim losses and compensation that aren’t covered by a standard car insurance policy for a car accident that’s not your fault. Windscreen cover: Windscreen cover gives you peace of mind as you’ll be covered for any chips and even the replacement of your entire windscreen. You can choose from a wide range of car insurance add-ons but remember, you’ll pay extra to get them.īreakdown cover: There are different levels of breakdown cover to choose from, including basic roadside assistance to national recovery and European recovery. What car insurance add-ons and upgrades can I get?Ĭar insurance add-ons allow you to tailor cover to your needs.
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